Question 1

What are Dubai Land Department (DLD) fees?

Accepted Answer

The DLD charges a 4% transfer fee on the property sale price for every transaction in Dubai. This is paid at registration and is non-negotiable. Additional DLD admin fees of AED 580 apply. For mortgage purchases, a mortgage registration fee of 0.25% of the loan amount plus AED 290 is charged separately.

Question 2

Who pays DLD fees in Dubai — buyer or seller?

Accepted Answer

By convention in Dubai, the buyer pays the DLD transfer fee (4%). In some negotiations this is split 50/50, but the legal obligation falls on the buyer. The seller typically pays the NOC fee to the developer on resale of a ready property, though this is also sometimes negotiated.

Question 3

Are there any exemptions from DLD fees in Dubai?

Accepted Answer

UAE nationals purchasing a primary residence under the Sheikh Zayed Housing Programme may be eligible for a DLD fee waiver. Eligibility is not automatic — criteria are strict. Certain developer-to-developer transfers and specific government schemes also offer reduced fees. Contact the DLD directly to confirm your eligibility.

Question 4

What is the total cost of buying a property in Dubai?

Accepted Answer

Beyond the purchase price, buyers should budget for: DLD fee (4%), DLD admin fee (AED 580), agency fee (~2%), trustee fee (AED 3,150–4,200), and if using a mortgage, registration fee (0.25% of loan + AED 290) and NOC fee (~AED 2,000 for resale). Total transaction costs typically add 7–8% on top of the purchase price for mortgage buyers.

DLD Fee Calculator

DLD Fee Calculator

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